Ridesharing with Uber has transformed transportation. With just a tap on your phone, you can get a ride almost anywhere, simplifying the way we move around. Despite its convenience, risks still exist. Collisions can occur, and when they do, passengers may suffer injuries.

This article explores what kinds of injuries are most common in Uber accidents, the process of determining fault, along with legal options for pursuing a claim.

Typical Injuries in Uber Accidents

Passengers in an Uber may suffer a wide range of injuries, especially if the driver is involved in an accident. Some frequent injuries include:

Whiplash: This neck injury is common in rear-end collisions, resulting in pain and stiffness. The symptoms may take time to surface.

Fractures: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.

Traumatic Brain Injuries (TBI): Accidents may cause head trauma, ranging from mild to severe. They can lead to lasting cognitive and health challenges.

Spine Injuries: Back and spine injuries are common in high-impact crashes. These types of injuries often need extensive medical intervention.

Strains and Sprains: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, sue uber for accident they cause substantial pain.

Cuts and Lacerations: Sharp debris from accidents may cause deep wounds. Some of these wounds may require stitches or surgical repair.

Determining Liability in Uber Injury Cases

Determining fault in Uber accident cases can be tricky. Multiple parties might share the blame for an accident. Liability can include the Uber driver, other drivers, or even third parties.

Driver Liability: If the driver was negligent, distracted, or driving recklessly, they might be liable. This includes speeding, texting while driving, or breaking traffic laws.

A Different Driver: If another vehicle was at fault, their driver could be liable for the accident.

Uber’s Liability: Uber itself could be liable if certain conditions are met under their insurance policy. Uber’s insurance includes a $1 million policy for accidents during trips.

Other Third Parties: Third parties, such as government entities or manufacturers, may be liable. Liability could extend beyond drivers, requiring investigation into other causes.

Insurance Coverage for Uber Accidents

Uber’s insurance coverage varies depending on the stage of the ride. The coverage changes whether the driver is waiting for a ride, en route, or carrying passengers.

Driver Not Using the App: If the Uber driver is not using the app, they must rely on personal coverage.

Driver Available for Rides: Uber provides limited insurance coverage when a driver is available but not carrying passengers. Coverage includes up to $50,000 per individual for bodily injury and $25,000 for property damage.

Driver En Route or During a Ride: When an Uber driver is on a trip, the company’s insurance provides up to $1 million in coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.

Steps in an Uber Injury Lawsuit

When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. A lawsuit can provide compensation for medical bills, lost earnings, and pain and suffering.